Personal protection insurance helps individuals and families cope financially when certain unexpected events occur. When a person passes away, that can sometimes have a significant impact on a family, however when a person dies without being insured with life insurance, sometimes that can compound the situation even more. The updated cancer statistics have now risen to 50%, meaning 1 out of 2 people will get cancer during their lifetime. Statistically speaking in a family of 4, that could mean a spouse and a child, both parents, or even both children. These things are not in our control, however personal protection cover, such as life insurance, can help us take some of that control back financially. There are personal protection insurance policies that will payout in the event of death, a terminal illness, critical illness, and also in the event of being signed off work medically.
Everyone’s circumstances are unique and people have different concerns to others. We tailor our advice to our client’s specific needs and requirements to make sure they understand where their liabilities are, should the worst happen. We help you to understand which life insurance policies are most suited to you and your budget. Sometimes a person’s occupation, health, height and weight, as well as lifestyle can impact certain insurers premiums. Our advisers specialise in personal protection insurance on a daily basis to keep up with the constant updates of the life insurance providers, and to make sure our personal protection advice is the most suitable.