Buy to let mortgages work in a very different manner to typical residential mortgages. Whilst with residential mortgages the driving factor in how much you are able to borrow is what can be evidenced in terms of your income. With buy to let mortgages UK, however, the driving factor would be the rental income that the property would be able to generate. As a result, you will find that buy to let mortgages will vary from property to property and it is critical to speak with a buy to let mortgage adviser to look at bespoke options for both purchases as well as remortgages.

This being said, a number of buy to let mortgage brokers in the mortgage market can also look at additional disposable income in order to top up any ‘shortfall’ when lenders are carrying out their rental income calculations, which may be able to increase the amount that you are able to borrow.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority.