Following on from our week 1 blog about Cirencester Friendly and income protection, this week we have had the opportunity to speak with Canada Life, a provider I am very happy that are now available to be sold through Weystone Financial!
You probably have life insurance to protect your family and safeguard their home and lifestyle if you died unexpectedly. No one wants to talk about death, but, the good news is, the chance of you surviving a critical illness (which used to be fatal) is improving all the time:
· At least 7 in 10 people survive a heart attack(1)
· 50% of people with cancer survive for ten years or more(2) and
· Over 1.2 million people in the UK have survived a stroke or mini stroke(1)
So it’s not surprising many people are looking for Life Insurance plus Critical Illness cover. The claim payout can help relieve financial pressure, so you can concentrate on getting better.
It pays to look beyond the cost of the cover and check the quality of the insurance provided. That’s where your adviser comes in. They can help you navigate the range of conditions covered so you get a policy which is right for you. For example, if you already have children or are planning to start a family, you may want to narrow down your search to insurers who provide children’s cover as standard.
Canada Life includes a range of Support Services with their policies, many of which are available, free of charge, from day one. ‘We provide more than just a financial benefit,’ explains Natalie Summerson, National Sales Manager. ‘If making a critical illness claim, for example, our Personal Nurse Service is available to help you and your immediate family cope with the impact of the illness.’
Getting covered is easier than you may be thinking, even if you have an existing medical condition. They won’t ask for a doctor’s report; although in a minority of cases they may need some additional information or a medical screening before they can complete your application.
Today, financial protection is more than just a matter of life and death. That’s where critical illness cover comes in.
If you are interested in learning more about Canada Life, critical illness cover or want to speak to us at:
Weystone Financial LTD
1British Heart Foundation, www.bhf.org.uk
2Cancer Research UK, www.cancerresearch.org